This Privacy Policy explains how IMMI Credit & Funding Solutions (“IMMI,” “we,” or “us”) collects, uses, retains, and discloses personal information from visitors to immicredit.com and individuals who contact us for consultations or services.
1. Information we collect
Information you provide may include your name, phone number, email address, preferred language, service goal, approximate credit score, LLC/S-Corp status, business revenue information, and other information voluntarily provided through forms, phone, email, or messaging services.
During service delivery, you may separately provide credit reports, bank statements, business documents, and other materials needed for analysis. Do not submit SSNs, full bank credentials, passwords, or unnecessarily sensitive documents through the public website form.
Technical information may include IP address, device and browser type, pages visited, referral source, visit date and time, cookies, and advertising parameters such as UTM tags.
2. How we use information
To respond to inquiries, conduct consultations, evaluate requests, provide selected services, and support clients.
To create and update CRM records, prevent duplicate leads, assign staff tasks, and improve service.
To send service communications, reminders, and marketing messages where permitted. You may opt out of marketing communications at any time.
To analyze site performance, measure advertising, prevent fraud, protect our business, and comply with law.
3. CRM, cookies, and analytics
We may use HubSpot and other CRM, hosting, analytics, communications, and automation providers. These providers process information on our behalf as necessary to deliver their services.
The site may use cookies and similar technologies for essential functionality, analytics, and advertising attribution. You may manage cookies through your browser, although disabling them may affect site functionality.
4. Disclosure of information
We do not sell personal information for monetary compensation. We may disclose information to service providers and contractors working for us; to banks, lenders, or partners at your request, direction, or consent; and to authorities when required by law.
Information may be transferred to a successor in connection with a merger, reorganization, or sale of the business, subject to applicable privacy requirements.
5. External and affiliate links
The site links to third-party services, including personal and business credit monitoring services. Those services operate under their own privacy policies, and IMMI does not control their data practices or decisions.
Some links may be affiliate links. IMMI may receive compensation if you follow a link or purchase a service. This does not increase your price and does not guarantee approval or any result.
6. Credit and funding information
IMMI is not a bank, credit bureau, or lender. We do not make approval decisions and do not guarantee score changes, removal of accurate information, or financing.
Do not submit SSNs, account numbers, usernames, passwords, or full payment card numbers through public website fields.
7. Retention and security
We retain information as needed to respond to requests, provide services, maintain business records, resolve disputes, protect security, and satisfy legal obligations.
We use reasonable administrative and technical safeguards, but no Internet transmission or storage system is completely secure.
8. Your rights
Depending on your state or country, you may have rights to request access, correction, deletion, or a copy of personal information, or to opt out of certain processing and marketing communications.
Send requests to immicredits@gmail.com. We may verify your identity before responding. We may retain information where required for legal, contractual, security, or legal-claims purposes.
9. Children
The site and services are not directed to children under 13, and we do not knowingly collect their personal information. Contact us if you believe a child has provided information so we can address the request.
10. Policy changes
We may update this Policy. The revised version will be posted on this page with a new update date. Material changes may be communicated through an additional notice.
11. Contact
IMMI Credit & Funding Solutions
1600 McConnor Parkway, Schaumburg, IL 60173
Email: immicredits@gmail.com